Forgive the late-ness of this post, it’s taking me a while longer than expected to settle into a new routine. I’ve been occupied for much of September so a warning that there will be no spending report for September because life happens the way life wants it to.
Spending Report: 1793.32 (634.02)
Here’s what it looks like with the education costs taken out:
I thought I went a little wild with the dining out and having fun this month but glad to see I haven’t been too wild. It’s probably all the alcohol I don’t drink. The biggest spending category is clothing, coming in at roughly $160, had to replace a pair of shoes and some proper workout gear.
Living expenses look quite high, but much of it is multi-month payments of electricity, cellphone bills, etc. I’ll have to keep a closer eye on clothing and eating out though. Nothing unexpected based on moving into a new place (again) and settling into work life again.
Net Worth Update: 60, 049
But wait, how has your net worth dropped close to $2700 when you’ve not even spent $2000? The answer is the stock market, my friends. At one point I had ‘lost’ over $1,000.
I’m still really pleased with my net worth, and the official goal is to increase it to $90k by the end of this school year. It’s going to be a little tight, but hey, shoot for the stars and hit the moon, eh?
The plan is to max out my TFSA and RRSP–which will theoretically be enough to achieve a comfortable retirement at 65. After I put enough money away for regular retirement though, I’m wondering what else I would be saving up for. A thought I’ve been entertaining: if traditional retirement is taken care of, why not pursue my dreams now instead of after FI? Even if I only make $ instead of $$$ if I love what I do, and don’t need much coasting money, what better time than when I’m still very young and healthy?
I’ve also been wondering about a career change to be closer to the family as another option to FIRE ASAP. I want to spend time with my parents and grandparents while they still have their health.
Things to think about as I save up and get closer to reaching another level of FI.
No high lights this month because I’ve got a couple of different posts planned 🙂