Being responsible is terrible and I want a refund.
It feels like recently all sorts of body ailments are cropping up and I’m more aware than ever of the maintenance needed to keep this mortal shell functioning. Does anybody else realize how much of our lives are devoted to routine care-taking tasks of our bodies? Anyways, this is a finance review not another existential crisis review so let’s get to the $$$:
Spendings Report: $3,698
Tuition and a dental issue took up close to 60% of my total spending this month, unavoidable and painful. Thankfully, if all goes well then I will only have 1 more semester of tuition to pay and no more need of expensive dental procedures. I’m really hoping this trend of expenses does not continue because “spend on experiences” cannot be referring to experiences like getting a root canal.
Speaking of experiences I want to spend on, half this month I was visiting my family down south in hot hot hot Fujian. It was so freaking hot man, I never wanted to know what it feels like to be dizzy and nauseous from heat stroke but now I do. I need to peer pressure my entire family to uproot their lives and move to a cooler locale, preferably one closer to where I live and with a proper 4 seasons. Maybe we can all pitch in and just buy a massive family complex in Yunnan with its perpetual spring weather. Can you believe that one dental crown costs more than two weeks of vacation? INCLUDING the train ticket back to Beijing what the actual heck.
One piece of good news this month: I have successfully decreased my transport spending by $160! It involves the subway and a lot of books on my Kindle, not a terrible way to spend some time. I popped by a bookstore for what we all obviously do, which is judge books by their covers and then search online for free pdfs.
Net Worth Update: retrograde
I remember the days of my youth, last month, when this graph was finally heading up after 6 months, and now we’re back down again.
This last month’s combination of spending and general market conditions put a hard stop to the party. I don’t plan to do anything different with my investments or savings, just continue to follow the plan I laid out which outlined what I should do when markets take a downturn (nothing), and invest as much as I can.
I’m going to max out my RRSP once I replenish my emergency cash fund.
Hope you guys have had a healthier month than I’ve had, and take care of your teeth!