A rollercoaster ride this month. It was a lovely slow rise of successive highs, and then a sudden drop at the end.
Spendings Report: $2,918
$1,000 of this was me getting the HPV vaccine. I should be able to claim $600 of that back in six months once the three courses are done and I submit the files to my health insurance.
Vaccine aside, it’s actually quite a low-spend month for me! I think part of the reason is simply that I was away for a week-long field trip with 130 grade 6 students. Nothing curbs your spending like spending 16hrs daily making sure you end the day with the same number of students as you start with.
The last week of the month was a stressful time, I found out that my parents were sitting on a ticking time bomb and might blow up $65,000 of my net worth in about 4 months. More on this below! But yes, due to this, the last week of October has mostly been just coordinating phone calls with my sister to figure out what the exact situation is. It really curbs your spending to find out you might lose 18% of your networth shortly.
Net Worth Update: Anxiously waiting
A week ago I was so happy because within 5 months I was predicting I would cross another milestone. Now, I may be down $65,000 instead, and I don’t have much control over that situation. The short of it is, my parents made a series of incredibly questionable financial decisions and part of the repercussions involve both my sister and I losing a significant amount of money. It’s not confirmed, but it’s also not a small possibility. My parents have stated they’ll try to keep my sister and I out of it, but at this point I don’t know if that’s possible considering my sister has her name on some documents.
The anxiously waiting part is because it hasn’t been confirmed yet, it’ll take about 4 months for everything to shake out. I don’t know if in November I should knock my net worth down and if things turn out well I’ll add it back in, or keep the 65k in for now and only erase it when the loss has been confirmed.
In 5 years this is going to show up as the biggest freaking dent on this graph.
I’m trying to keep a positive mindset about this:
- I have nice parents around to get mad at
- I’m lucky I can withstand a hit of 65,000 relatively unscathed
- My sister and I are there for each other
- I have supportive friends who I can vent to
I don’t have a graceful exit for this post, feeling a great big bag of poo currently.
Yup. Hope your October was less turbulent than mine and y’all had a wonderful Halloween.
I’m really sorry to hear about the situation with your parents and I hope they keep you and your sister out of it.
Thank you, fingers crossed!