when do I get my adult certificate?
Guys. It’s been wild 🧻 This is my monthly finance review so I’ll keep it to the numbers. I keep on meaning to write other posts but my free time has been spent sleeping or worrying about being a failure in life/struggling with imposter syndrome. I realize I’ve been very lucky to avoid any major…
In February’s finance review I posted that I spent under $200 for that entire month. The major contributor is the COVID-19 quarantine all of China is experiencing. The very blasé summary: I stayed because I don’t like hot beachy places, or spending money, or becoming nocturnal, and I found out other people were staying. Life…
I’m under quarantine in China, but so is my money 🙃 Don’t worry or freak out that I’m still in China, it’s honestly very chill and business as usual. Except I now teach from the room next door and can wear slippers to class. I actively avoid the news and just chat with my fellow…
Happy new year again! Who could have predicted 2019-nCoV coming a month ago? If you can, please contact me and consider becoming my investment advisor. Being Canadian-Chinese, the December-early-February period is the double whammy of holiday periods. Gifts, another trip, and last-minute changes make for a pricey combo. However, despite all of life’s surprises I…
Happy new year dear reader! May 2020 be the best year for all of us yet. Spendings tend to go a little a lot out of control around the Holidays and I’m no exception. Let’s see how I fared this holiday season. Spending Report: $2542.78 Top 3 expenses for December in descending order: Tuition ($1155CAD,…
Spending Report: 590.83 The single most costly thing this month was renewing my VPN subscription for roughly $120CAD. I briefly debated not having it as the school wifi came with VPN, but it has come in handy to have two before. I bought more clothes these 4 months than all of last year combined. That…
Spending Report: 674.79 Here’s what it looks like without the savings rate. There’s an increase of roughly $30 from August which seems inconsequential, but I fear a slippery slope situation where I keep on letting things slide and then suddenly I’m only saving $1000 every month (!!!). Yes, yes, boohoo, worried about saving only 85%…
Forgive the late-ness of this post, it’s taking me a while longer than expected to settle into a new routine. I’ve been occupied for much of September so a warning that there will be no spending report for September because life happens the way life wants it to. Spending Report: 1793.32 (634.02) Here’s what it…