when do I get my adult certificate?
Happy new year again! Who could have predicted 2019-nCoV coming a month ago? If you can, please contact me and consider becoming my investment advisor. Being Canadian-Chinese, the December-early-February period is the double whammy of holiday periods. Gifts, another trip, and last-minute changes make for a pricey combo. However, despite all of life’s surprises I…
Happy new year dear reader! May 2020 be the best year for all of us yet. Spendings tend to go a little a lot out of control around the Holidays and I’m no exception. Let’s see how I fared this holiday season. Spending Report: $2542.78 Top 3 expenses for December in descending order: Tuition ($1155CAD,…
Spending Report: 590.83 The single most costly thing this month was renewing my VPN subscription for roughly $120CAD. I briefly debated not having it as the school wifi came with VPN, but it has come in handy to have two before. I bought more clothes these 4 months than all of last year combined. That…
Spending Report: 674.79 Here’s what it looks like without the savings rate. There’s an increase of roughly $30 from August which seems inconsequential, but I fear a slippery slope situation where I keep on letting things slide and then suddenly I’m only saving $1000 every month (!!!). Yes, yes, boohoo, worried about saving only 85%…
Forgive the late-ness of this post, it’s taking me a while longer than expected to settle into a new routine. I’ve been occupied for much of September so a warning that there will be no spending report for September because life happens the way life wants it to. Spending Report: 1793.32 (634.02) Here’s what it…
Spendings Report Spendings are through the roof from a combination of 3 things End of year trips and farewell parties Moving costs and renewing all my various government IDs/visas I’m on vacation mode, bless summers It’s a little too soon to say for sure what my monthly budget would be going forward but it looks…
Slowly but surely working towards my goal of $50k by the end of this year 🙂 I’m going to bundle these updates together with the Month in Review posts since I’m already putting my spending report there. It’s not terribly exciting to see a dry summary of my net worth every month (sorry if you’re…
These posts should just be called Aggressive Positivity Reviews because that’s what I’m using them for. It’s easy to get lost in the days and miss all the joys and privileges that our first-world lives afford us. You’ll see that a lot of the good things are not ‘big’ events. But that’s the secret! If…